Credible: Get The Best Insurance Deals With Trusted Experts
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Description
Credible is a trusted personal finance marketplace that helps consumers compare prequalified loan rates from multiple lenders without affecting their credit score. Since 2012, we've assisted over 8.9 million users in finding transparent rates for student loans, personal loans, and mortgages—completely free of charge and without spam. Our platform values your privacy and offers helpful tools, such as money plans and rate trends, to support informed borrowing decisions. With a commitment to ethical practices and excellent customer service, we've saved customers over $580 million in interest. Find your best loan options with Credible today!
Features
- Personal loans
- Debt consolidation loans
- Credit card consolidation loans
- Bad credit loans
- Home improvement loans
- Auto loans
- Student loan refinance
- Student loan consolidation
- Home Insurance
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Your Questions & Answer
What is Credible?
Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs. Best of all, Credible is completely free!
Find out more about our company on our About Us page.
What makes Credible different from other comparison sites?
With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history. Checking your prequalified rates with Credible will not affect your credit score.
Most other comparison sites will only provide you with generic information about a given financial service provider — the rates and information you see will not be specific to you and your credit history. You might be able to go to a specific lender’s website and see your personalized prequalified rates, but you’ll only be able to do this for one lender at a time.
Plus, some comparison sites pass your information to other companies, who then call you and try to sell their products. At Credible, our goal is to shield you from these kinds of aggressive (and annoying!) sales tactics. We only share information with our partner lenders in very specific circumstances, and always with your permission.
How much does it cost to check rates on Credible?
Nothing. Checking prequalified rates on Credible is free, and there is no obligation to move forward with a loan.
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