Sovereign Insurance: Reliable And Affordable Coverage For Peace Of Mind

Sovereign Insurance is a purpose-driven, mid-to-large commercial insurance provider built on co-operative values and a commitment to protecting Canadian businesses, families, and communities. With a focus on commercial risk solutions that go beyond policies, we serve as a resilient partner for businesses, offering advice, education, and ongoing support to navigate both industry-wide and unique business risks.

As a wholly owned subsidiary of Co-operators General Insurance Company, Sovereign combines agility with the financial strength of one of Canada’s largest property and casualty insurers. This allows us to provide tailored, high-quality risk solutions backed by the stability of $7.7 billion in assets and an AM Best A (Excellent) rating. Through partnership, expertise, progress, and inclusivity, we create meaningful relationships and provide specialized support for Canadian businesses, ensuring that they can thrive in an ever-evolving risk landscape.

Our values make us more than a commercial insurer; they make us a true partner in resilience, dedicated to building a stronger Canada by empowering businesses to protect what matters most.