Specialized Disability Insurance: Safeguard Your Income With Expert Protection

Specialized DIS is operated by Blaine Lipkin, a licensed and independent insurance broker that focuses on individual disability insurance for physicians. It’s our role to help get you the best policy for your situation and to provide excellent service for the duration of your policy.

Our services will not incur any additional cost; as the insurance industry is a regulated business. This means that coverage terms and rates are set and approved at the state insurance department level. Included in that rate is compensation for the agent/broker. We will receive compensation for providing solutions and servicing policies from each carrier; this will not impact your rates whatsoever. Therefore, we are not biased toward any disability product or carrier.

We provide free coverage reviews and consultation without obligation. If you’re all set, we’ll let you know! We can assist you with modifications, once we identify opportunities for better coverage or improved rates. Your policy can easily be transferred to us to manage; there is no fee for this transfer, and it will not impact your coverage.

If you are healthy, you can generally establish stronger and more affordable coverage with individual coverage. Occasionally, you will have the option to drop out of group coverage to get more individual disability coverage. However, most times this choice is not available, and it can more beneficial to have a combination of group and individual coverage.