Workers Compensation Insurance CA – Reliable, Secure, And Affordable

Workers Compensation Insurance, is also called “Workers Comp Insurance” or “Workman’s Comp Insurance” and is a required type of insurance by the state of California that protects both your employees and your company if an employee experiences an injury, sickness or accidental death while at work. With Work Comp Insurance in place your company will be covered from medical costs that might arise from the work-related accidents. It will also cover you, as a business owner, from expenses if an employee sues you. And lastly, the business will avoid penalty charges, that might be as much as $100,000 for not having a proper Workers Compensation Insurance.

Any business that has at least one employee is required to have Workers Compensation Insurance in California. Small businesses in California will protect their employees with the proper Work Comp Insurance coverage in place. It is essential for businesses such as Restaurants, Bars, Bakeries, Cafes, Pubs, and Coffee Shop to have a Workers Comp Insurance because the work-related injury risks in food service industry are high and proper coverage is especially important. Same can be said about businesses in automotive industry, such as Garage Keepers, Autobody Shops, Gas Stations, Car Washes, Valet Parking, and others. We also specialize in providing Workers Compensation Insurance to Hospitality industry businesses such Hotels, Motels, Special Events, Wedding and Concerts. Wholesalers, Manufacturers, Retail, Grocery Stores, Doctors’ Offices, High-Tech Businesses are also in our focus group industries with high demand in Workers Compensation Insurance as the work-related injuries and unexpected claims can happen anytime.

We offer “Pay as You Go” Work Comp insurance that allows you, the business owner, to make premium payments each time you run your payroll. This way you can save and pay less as there is no estimation of the payroll, instead- it is an exact amount, and payments are based on the correct numbers. Traditional Workers Compensation plans require large lump sum payments to cover the estimated payroll costs of your liability and using “Pay as You Go” program helps you eliminate those unnecessary extra expenses. Also, the lower upfront cost to start your Workers Compensation Insurance is beneficial for your business. You can buy your Work Comp Insurance with little money down and then pay you premiums in smaller amounts spread over the course of the year. You can submit the FREE QUOTE questionnaire and SAVE 30% on your Workers Compensation Insurance and be covered!