Mortgage Payment Calculator

See your monthly payment and total interest for any price, rate and amortization.

Home price

Down payment

Interest rate

Amortization (time to pay it off)

Term (until you renew)

Payment frequency

Municipality (sets land transfer & property tax)

Condo / strata fees (monthly)

I'm a first-time home buyer Include a home inspection

Canadian mortgage maths: interest compounds semi-annually, and with under 20% down the default-insurance premium is added to your mortgage. Your rate is locked only for the term — you renew at whatever rates exist then.

Estimate only. This calculator provides estimates only and is not financial, mortgage or lending advice. Actual figures depend on your lender, credit and current rates. Confirm details with a qualified professional. See our Terms.

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