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RRSP vs. TFSA Calculator

See how a contribution grows and which account leaves you better off.

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Both start from the same after-tax dollars: the RRSP path invests the pre-tax equivalent (your refund reinvested), then taxes the withdrawal. RRSP wins when your tax rate is lower in retirement.

Estimate only. This calculator provides estimates only and is not financial, mortgage or lending advice. Actual figures depend on your lender, credit and current rates. Confirm details with a qualified professional. See our Terms.

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